A Free Forum For All Debt Counsellors And Persons Interested In Debt Review Matters, To Discuss Matters, Ask Advise, Share Experiences and More.

Zak (Editor of Debtfree DIGI)

Joined Jun 23 2011
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Cape Town
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About Me

I am both the Editor of Debtfree DIGI (the free Debt Counselling Industry Magazine) and a practicing DC.

The magazine can be read for free at

It is produced Monthly. Your clients can also receive the magazine in it's digital format for Free. Just email me on [email protected]

My participation in this forum is in my capacity as a DC and not specifically as editor of Debtfree DIGI.

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Reply Michelle Barnardt
2:50 AM on March 8, 2012 
Hi Zak no problem will send to you before Monday ... I will work through some old e-mails as reminder of my frustration with the PDA's .... so many Unbelievable and many have not been resolved working back to 2008!!!
Reply Michelle Barnardt
1:59 AM on March 7, 2012 
Hi Zak - sorry for not sending you my "report" on PDA's yet My mom was in hospital again and I had a hectic time transferring clients from African Bank PDA - Do you still want me to write this report Kind regards Michelle
Reply James
8:25 AM on February 27, 2012 
Hi Zak
I have no problem with it if you think it will assist other DC's

How do I go about it, would like you to see it first before I make mistakes.


Reply Susan
5:01 AM on February 6, 2012 
Hi Zak. Ek is bereid om die storie te vertel aangesien ek sopas WEER 'n termination brief vir die klient gekry het. Die probleem wat ek het is dat die klient nie sy naam bekend gemaak wil he nie aangesien hy van n kleinerige dorp is en bang is dit lek uit dat hy onder debt review is. Hoe kan ons dit hanteer?
Reply Bernidene Thieroff
2:25 AM on November 7, 2011 
Hi Zak , ek sal glad nie omgee nie, stuur vir my jou vra dan beantwoord ek vir jou.

Reply Michelle Barnardt
11:50 AM on September 27, 2011 
Hi Zak, Hope your Dad is ok, Did you recieve my e-mail (article) , Sorry about the photo I will still send it asap - Regards Michelle
Reply Zuné Coetzer
4:19 AM on September 19, 2011 
Hi Zak, I wount mind if you quote my name re the struggle to get my details updated. And I would be delighted to assist in an article re the court and debt counselling in Bloem. It will be of great help if you can send me questions that can be used as a guideline. my email address is [email protected]
Reply Michelle Barnardt
11:34 AM on September 17, 2011 
Hi Zak - My mom had to go to hospital and I did not have the time to write the article - Will do asap Sorry
Reply Michelle Barnardt
2:16 AM on September 10, 2011 
Hi Zak
Yes I will write you a short article to use or even not to use - Sabie is a small town - I take applications to several courts in this area :- Nelspruit , Sabie, White River, Graskop and Lydenburg Even had a few in Middelburg and one in Belfast. Will try my best When do you need this
Reply Anthony
9:15 AM on August 4, 2011 
There was an article on this matter in DCASA's April Newsletter.